CIBA Expands NexEdge Property Program to Upper Midwest and Southeast Regions

GLENDALE, CA – April 28, 2025 – CIBA, a leading commercial real estate insurance program, announces the expansion of its NexEdge individual limits property product to the Upper Midwest and Southeast regions. This strategic expansion builds on the success of the program's initial launch of NexEdge in the Western States, and reinforces CIBA's commitment to delivering tailored insurance solutions to its broker partners and their clients across the country.

CIBA’s NexEdge Property Product continues to be a perfect complement to their existing shared-limits program, strengthening our competitive edge and equipping brokers to better serve an even wider range of clients. Their existing Property Tower with various Excess Markets remains in effect for all states.

This NexEdge expansion now offers dedicated limits and expanded appetite to properties in the following states:

• Upper Midwest: IA, IL, IN, MI, MN, ND, OH, SD, WI

• Southeast: KY, TN, MS, AL, GA, SC, NC, FL

This expansion is supported by AZGUARD® Insurance Company, member of Berkshire Hathaway GUARD Insurance Companies and a non-admitted carrier in CA, NY, and other states.   All Berkshire Hathaway GUARD subsidiaries are rated A+ Superior by A.M. Best (reaffirmed July 2024) and backed by the financial strength of the renowned Berkshire Hathaway Group. With AZGUARD® Insurance Company already providing support for CIBA's General Liability product, this expansion represents a natural and seamless continuation of our established partnership.

"The expansion of NexEdge to the Upper Midwest and Southeast is a testament to our continued growth and commitment to providing our brokers with the best possible solutions," said Bob Rheel, CEO of CIBA. "We are excited to expand our partnership with AZGUARD® to bring this valuable product to new markets."

“Joining forces with CIBA to create an industry-leading E&S solution in this dynamic marketplace is an exciting opportunity. CIBA’s proven track record of data-driven underwriting excellence aligns perfectly with GUARD’s current and future ambition.  One more opportunity for us to bring capacity to an underserved market with hyper-segmentation and underwriting discipline." – Adam Edelstein, CEO of Berkshire Hathaway GUARD

NexEdge™ offers several key benefits, including:

• Dedicated Limits: Provides a personalized approach to risk management, with limits available up to $50M and no cap on the number of locations.

• Increased Capacity: Expanded capacity to write business in the Upper Midwest and Southeast regions.

This expansion represents a significant step forward in the evolution of the CIBA Program, offering brokers more options and greater flexibility to meet the diverse needs of their clients.

About CIBA:

Founded in 1993, CIBA is a stable and reliable provider of specialized property insurance programs. With over three decades of experience, we leverage industry expertise and data-driven insights to deliver exceptional service, proactive risk management, and industry-leading claims support, while fostering strong broker partnerships.