CIBA Expands NexEdge Property Program to Upper Midwest and Southeast Regions

GLENDALE, CA – April 28, 2025 – CIBA, a leading commercial real estate insurance program, announces the expansion of its NexEdge individual limits property product to the Upper Midwest and Southeast regions. This strategic expansion builds on the success of the program's initial launch of NexEdge in the Western States. It reinforces CIBA's commitment to delivering tailored insurance solutions to its broker partners and their clients across the country.

Enhancing Insurance Solutions with NexEdge

CIBA’s NexEdge Property Product continues to be an excellent complement to the existing shared-limits program. This enhances our competitive edge and equips brokers to better serve a wider range of clients. The existing Property Tower with various Excess Markets remains in effect for all states.

This NexEdge expansion now offers dedicated limits and an increased appetite for properties in the following states:

• Upper Midwest: IA, IL, IN, MI, MN, ND, OH, SD, WI

• Southeast: KY, TN, MS, AL, GA, SC, NC, FL

  
  

Support from AZGUARD® Insurance Company

This expansion is supported by AZGUARD® Insurance Company, a member of Berkshire Hathaway GUARD Insurance Companies and a non-admitted carrier in CA, NY, and other states. All Berkshire Hathaway GUARD subsidiaries are rated A+ Superior by A.M. Best (reaffirmed July 2024) and backed by the financial strength of the renowned Berkshire Hathaway Group. With AZGUARD® Insurance Company already providing support for CIBA's General Liability product, this expansion represents a seamless continuation of our established partnership.

"The expansion of NexEdge to the Upper Midwest and Southeast is a testament to our continued growth and commitment to providing our brokers with the best possible solutions," said Bob Rheel, CEO of CIBA. "We are excited to expand our partnership with AZGUARD® to bring this valuable product to new markets."

A Strong Partnership

“Joining forces with CIBA to create an industry-leading E&S solution in this dynamic marketplace is an exciting opportunity. CIBA’s proven track record of data-driven underwriting excellence aligns perfectly with GUARD’s current and future ambition. This is another opportunity for us to bring capacity to an underserved market with hyper-segmentation and underwriting discipline." – Adam Edelstein, CEO of Berkshire Hathaway GUARD

Key Benefits of NexEdge

NexEdge™ offers several key benefits, including:

• Dedicated Limits: A personalized approach to risk management, with limits available up to $50M and no cap on the number of locations.

• Increased Capacity: Expanded capacity to write business in the Upper Midwest and Southeast regions.

  
  

This expansion represents a significant step forward in the evolution of the CIBA Program, providing brokers more options and greater flexibility to meet the diverse needs of their clients.

Understanding the Significance of This Expansion

The addition of the Upper Midwest and Southeast regions exemplifies CIBA's dedication to broadening access to specialized insurance products. It also highlights their responsiveness to market demands. By offering tailored solutions, CIBA empowers brokers to provide coverage that aligns with specific client needs.

Tailored Solutions for Unique Markets

In an ever-evolving insurance landscape, it is essential for providers to offer products that address unique market demands. The NexEdge product is designed with that principle in mind. As commercial real estate continues to grow in complexity, having insurance products that can adapt to different markets is critical.

Brokers in the newly added regions will find that NexEdge’s dedicated limits offer them a competitive advantage. It provides an opportunity to cater to diverse clients, enhancing the service and support they can offer.

Commitment to Broker Partnerships

CIBA's focus on establishing strong broker partnerships is evident in this expansion. By offering innovative products and maintaining open lines of communication, CIBA ensures that brokers are equipped to serve their clients effectively.

Clients expect personalized service, especially when it comes to insurance. CIBA understands this and has structured its NexEdge product accordingly. The result is not just a new product line, but a commitment to service excellence.

About CIBA

Founded in 1993, CIBA is a stable and reliable provider of specialized property insurance programs. With over three decades of experience, CIBA leverages industry expertise and data-driven insights to deliver exceptional service, proactive risk management, and industry-leading claims support while fostering strong broker partnerships.

In conclusion, the expansion of CIBA's NexEdge property product into the Upper Midwest and Southeast marks an important milestone for the company. It signifies CIBA's continuous efforts to offer comprehensive insurance solutions and support its brokers in navigating the complexities of today's commercial real estate landscape.

This strategic move not only enhances CIBA’s portfolio but also positions them to meet the needs of brokers and clients alike in these dynamic markets.