Garden Style Apartments are unique within the apartment segment. Typically showcasing multiple low-rise buildings surrounded by greenspace, they're a trend that gained popularity in the 1960's and remained a popular choice throughout many decades. At CIBA, we understand the specific insurance needs that are involved in these communities, especially as many are now aging buildings. Our insurance program provide specialized coverage to protect your investment and mitigate potential risks. With our deep industry expertise and commitment to exceptional service, we're your trusted partner in safeguarding your Garden Style Apartment community.
Garden Style Apartment Highlights
What is a Garden Style Apartment
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Multi-Building Complex: 2+ Buildings
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Low Rise: Less than 3 stories tall
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Typically Surrounded by Greenspace
$100M Location Capacity
up to $6M Per Building
Older Buildings Accepted
All Ages Welcome with Updates
Coverage Highlights
Property
No Co-Insurance
180 days Extended Period of Indemnity
Building Ordinance or Law included
$100,000 Tenant Relocation Expense included
Included in Real Property:
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Outdoor Fences, Signs
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Roadways, Walks, Patios, Paved Surfaces
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Retaining Walls that are not part of the building
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Foundations of Buildings & Structures below Basement
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Underground Pipes, Flues or Drains
General Liability
Hired & Non Owned Auto
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The CIBA Difference
Expert Program. Exclusive Access.
Superior Claims Service.
Proactive Risk Mitigation Resources.
Did you know... CIBA's in-house Claims Team (CAG) is in voice to voice contact with property representatives within 8 business hours upon receipt of a claim.
